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Get Your 2 Week Trial Gym Pass For Fitness Focus Saskatoon

posted by My Saskatoon    |   November 12, 2015 10:36

You might be looking at Saskatoon gyms for the very first time; or maybe looking for a change from where you're at now.  We encourage you to come check out everything we have to offer at Fitness Focus.  

If you are a resident of Saskatoon or the surrounding area such as Martensville, Warman and Delisle, we welcome you to print your free 2-week trial pass.  For 2-weeks we'll offer you access to the Weight Room, the entire Group Fitness Class Schedule, Cardio Theatre, Tanning, Free Lockers and Free Towel Service.  You can see and experience everything else we have to offer including affordable Childcare, Personal Training, Sports Training and Conditioning, Diet and Nutrition Consulting, Massage Therapy, and if you ever need help just ask one of our Friendly Staff.  All this in a clean and mature atmosphere.  

At Fitness Focus you won't be just another number, we know you'll love your time with us, so ask about our memberships with No Contracts and flexible packages that you can customize anytime. 

 

         

 

Find out how to get your first month free... Before you start your 2-week pass, don't forget to ask the front staff about getting one month free on a membership! 

 
 
 
 
 
You can find more information on Fitness Focus on their Spotlight Profile!
 
 
 

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JBD Financial Planning in Saskatoon

posted by My Saskatoon    |   November 10, 2015 11:03

Our new government and how it affects your financial plan...

Tonight I sat and watched our new Prime Minister and his new cabinet get sworn into office and I thought of you and your financial plan. I thought of the POSITIVE and NEGATIVE effects this is going to have in the years to come. So I have made for you my top 10 list on the aspects that you should be most concerned with:

  1. OAS (Old Age Security) is going to stay at age 65. Currently OAS is $570/month.
  2. Expanded Home Buyers Plan - Now you will be able to access your RRSPs for not only your first home, but you would additionally be able to use your RRSPs multiple times when moving for work, after the death of a spouse, after a marital split or to take in an elderly relative.
  3. Replacing family benefits with the Canada Child Benefit. Cancelling all family benefits if your family income is over $200,000/year.
  4. Cancelling family income splitting (but not pension income splitting).
  5. More contributions to Canada Pension Plan for the employer and employee.
  6. If you personally earn less than $89,000/year, you will pay less taxes.
  7. If you personally earn more than $200,000/year you will pay more taxes.
  8. The Tax Free Savings Account limit will be dropped back to $5,500/year.
  9. Small business owners will pay less tax in their corporations, but may face more restrictions. Small business corporate tax lowered from 11% to 9%.
  10. The decrease to RRIF minimum withdrawals will remain the same.

In summary, all these changes will affect how you invest and save for retirement whether its through RRSPs or TFSAs. It will affect how you save for your down payment on your home. It will affect how you save for your children's education. It will affect how much more or less you will have in your pocket at the end of the day.

For all these reasons and more, it is important to review your financial plan regularly and get the proper financial advice on your taxes, savings and plans for your future.

More info at https://www.liberal.ca/files/2015/09/The-Liberal-fiscal-plan-and-costing.pdf

 
 

Markets Outlook

I hope you enjoyed your summer and are looking forward to a pleasant fall season. I am writing to give you a brief update on how financial markets have fared over the past few months.

Financial markets continued to exhibit a higher degree of volatility than normal throughout the third quarter of 2015, with most equity indexes finishing the period with losses and the results for bond markets being mixed. Equity values declined in late August and remained choppy into the end of September due to a number of factors, including China’s decision to devalue its currency and a subsequent sell-off of Chinese stocks, slower global growth and uncertainty surrounding the U.S. Federal Reserve’s plans to raise interest rates.

By quarter-end, the S&P 500 Index in the U.S. had rebounded slightly to post a 6.4% loss for the three-month period and a 5.3% decline for the year-to-date, while the MSCI World Index was down 8.3% for the quarter and 5.6% for the first nine months of the year, both in U.S. dollar terms. For Canadian investors, however, the weak global market results were mitigated as the Canadian dollar continued to lose value relative to the U.S. dollar and other major currencies. In Canadian dollar terms, the S&P 500 was up slightly for the quarter and up 9.4% for the year-to-date, while the decline in the MSCI World Index was trimmed to 1.6% for the quarter and it posted a positive 9.0% return for the first nine months of the year.

The benchmark Canadian S&P/TSX Composite Index, meanwhile, continued to underperform other developed markets, with its resource-oriented sectors impacted by softer global demand for commodities. The index dropped 7.9% in the third quarter and was down 7.0% in the first nine months of the year.

Given the equity market uncertainty and in light of weaker economic conditions, central bankers exercised caution throughout the quarter. The U.S. Federal Reserve opted to keep its benchmark interest rate unchanged, in spite of evidence that the American economy continues on a path of modest growth and its stated goal to raise rates in the near future. In Canada, soft commodity prices continued to weigh on the economy, and two consecutive quarters of declining GDP prompted the Bank of Canada to cut its lending rate to 0.5% in July. Yields for developed market government bonds declined slightly through the quarter as investors sought out their perceived safety.

 

Heightened market volatility can be unsettling, but we know that financial markets cycle through periods of stronger and weaker returns. Market pullbacks often provide opportunities for investors to buy high-quality securities at attractive prices, and can help to build value over time.

Although the underlying global economy still faces challenges, it continues to grow slowly. In the U.S., the economy expanded at an impressive annual rate of 3.9% in the second quarter of this year, corporate earnings are strong and the housing and job markets are stable. Early third quarter data indicate that the Canadian economy has also returned to positive growth. Overseas, the rising U.S. dollar is putting pressure on emerging economies, but China’s economy is still expanding – albeit at a slower rate – as are many developed economies including Germany and France.   

From a longer-term perspective, it is worthwhile to note that most equity markets have been strongly positive over the last five years. For example, the five-year compound annual return (to September 30, 2015) for the MSCI World Index was nearly 9% in U.S. dollars and 15% in Canadian dollar terms. While we cannot predict how markets will behave in the future, the danger in reacting to the weakness of this most recent period is that you may miss a subsequent rebound. It’s important to remember that market volatility was taken into account when we developed your investment portfolio. A sound financial plan that includes a well-diversified investment program tailored to your individual objectives remains the best approach for securing your financial goals.

Should you have any questions about your investment portfolio, my team and I are here to help. Please do not hesitate to contact us.

Sincerely,

Janea Dieno

The information in this letter is derived from various sources, including CI Investments, Signature Global Asset Management, Cambridge Global Asset Management, Globe and Mail, National Post, Bloomberg, Yahoo Canada Finance, and Trading Economics. Index information was provided by TD Newcrest and PC Bond, and all quoted equity index returns are on a total return basis (including dividends). This material is provided for general information and is subject to change without notice. Every effort has been made to compile this material from reliable sources; however, no warranty can be made as to its accuracy or completeness. Before acting on any of the above, please contact me for individual financial advice based on your personal circumstances.

 Janea Dieno

 

Check out JBD Financial Planning's Spotlight Profle for more information on Janea!

 

 

 

 

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Reed Security Saskatoon Launches New Website

posted by My Saskatoon    |   November 2, 2015 14:20

Reed Security recently launched their new and improved website, making it easier for readers and clients.  Here is what Virgil Reed, CEO and founder of Reed Security, has to say about your local security company:

 

"If you believe in Excellence, Integrity, Leadership, Innovation, Family, and Fun then we share the same values and look forward to a long term relationship. 

Each member of the Reed Security team is hand picked by me. I look for people that Care and fit into the culture we have built. Our staff say "it feels like a family". You also have to be great at what you do. 

We are NOT a large corporation and staff are empowered to do what is RIGHT for the client and for the company. We also love to "ring the gong" to recognize our people for going the extra mile (and we ring it regularly). 

I guarantee that when you choose Reed Security as your security partner, you will receive innovative and reliable solutions at an affordable price from a local family that cares."

Virgil Reed

Founder, CEO - 

 

Here is why Reed Security's clients and dealers love them:

  • A Proven Track Record – Since opening our doors in March of 2000, we have become one of the largest independent security providers in Canada.
  • We protect 4000+ clients and We Pay Attention to them by providing Same/Next Business Day support and service.
  • Reed Security Authorized Dealer Program - "Our Success Can Now Be Your Success".
  • 20+ Award Recognitions: Young Entrepreneur of Saskatchewan, SABEX Best Customer Service (twice), SABEX Small Business of the Year, NSBA Quality Management, and NSBA New Direction.
  • Our $5/mo. Monitoring Promo is the hottest deal in Canada (we checked).
  • Five Interconnected 24/7 Rapid Response Monitoring Stations (ULC-listed) Burnaby, Calgary, Winnipeg, Concord, Montreal.
  • 30+ Years Monitoring Experience protecting 400,000 subscribers across Canada.
  • Innovative, Reliable, and Affordable security solutions such as alarm systemsReedHD™ hi-def cameras, and access control systems.
  • Refer A Friend program - Enjoy $50 everytime your referral becomes a new Reed client. Thank You!

 

 

         Reed Security

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Meet Your Local Chiropractors Of Foundation Chiropractic

posted by My Saskatoon    |   October 27, 2015 11:20

Dr. Lindsey Crook

Practicing since 2005, Dr. Crook is the co-owner of Foundation Chiropractic and Wellness. After first completing a Bachelors of History at the University of Saskatchewan, she went on to graduate from Life Chiropractic College in Marietta, Georgia in June of 2005. After completing her Canadian and American national board examinations, she returned home to her community in Saskatoon and began practice.

 

 

 source: Foundationchiropractic

"I began my life of chiropractic after spending a year working in a chiropractic office in northern Alberta. I was amazed at how great of an impact an adjustment could have on an individual’s outlook on life. They would arrive in so much turmoil and leave the office with a sense of relief and a smile. I truly have a love for people and enjoy spending my time in the office with so many interesting personalities. I see people of all ages and avenues of life with such interesting stories. I’ve had the honour of watching many families grow. It’s a privilege to be allowed to share in the joy of watching their children grow up into awesome little people.

I look forward to seeing all my current patients at the new location on Preston Avenue. I am also very excited to welcome new patients from the surrounding community, allowing us to continue serving families and individuals during their life stories.

In my recreation time. I enjoy spending time with my husband, family and friends.  I’m often in the company of my dogs, Diesel and Kanu. I enjoy all the city of Saskatoon parks and walking trails of the river valley. I love participating in Pilates classes and (in our warmer months) playing in the garden." -Lindsey Crook

 

 

 

Dr. Janine Johnson

Practicing since 2002, Dr. Johnson is the co-owner of Foundation Chiropractic and Wellness. After first completing a Biology Degree at the University of Saskatchewan, she went on to graduate from Northwestern College of Chiropractic in Bloomington, Minnesota in April of 2002. Passing Canadian and American Board Exams, she moved to Amsterdam, where she began her chiropractic professional life until Saskatoon called her back in October of 2003.

 

 source: Foundationchiropractic 

Treat everyone you see in practice the way that you would wish your family and loved ones to be treated.

"This motto was instilled in me from the very beginning of my chiropractic career by my mentors, and I live by it every day. I enjoy my vocation tremendously, and have the privilege to help all ages, shapes and sizes of people strive to reach their optimal spinal and overall health. My adjusting rooms are full of families, brand new infants, unsteady toddlers, school-age kids, growing teenagers, desk-workers, laborers, police, fire people, nurses, teachers, doctors, dentists, business people, seniors and everyone in between! I see it all and I love it!

In our new Preston Ave. location, I look forward to helping my patients of the past 11 years continue with their chiropractic health journey. I am also excited to have the opportunity to meet new patients who are seeking chiropractic care and the many benefits that it brings.

In my spare time, I enjoy downhill skiing, snow-shoeing, stand-up paddle boarding, mountain biking in Fernie, hiking, Pilates, running, reading and spending time with my husband and dog on the riverbanks of Saskatoon."- Janine Johnson

 

                                Foundation Chiropractic

 

 

Check out Foundation Chiropractic's Spotlight Profile for more information.

 

 

 

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Your Furnace And Who To Call This Fall

posted by My Saskatoon    |   September 30, 2015 08:44

 It always seems like once the summer season is over, a new year starts.  Homeowners are back to business and checking things off of their never-ending "to do" list. The yard always endures a major clean; leaf raking, pruning and putting things away and locked up for the winter.

With all of this in mind, let's not forget the home. Prepping your home for the winter is also very useful and the Fall season is the perfect time to do so as the dust is settling, literally and figuratively. 

The windows, carpets, baseboards and walls are washed of all the collected dust and dirt from the coming and goings of the summer days but what about all the dust in your furnace and vents? 

Having your furnace and ducts cleaned by a professional will improve your overall indoor quality, reduce house mold, allergens and dust. Not only does cleaning your furnace rids your house of unwanted dust, it also reduces energy costs. Use these useful furnace tips for your home.

 

 Contact Gary from Saskatoon Steam Dry, your local carpet and furnace cleaning professional. You can find his prices and current promotions here

 


                          

 

Happy Wednesday!

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Food and Fireworks Has Your Weekend Busy

posted by My Saskatoon    |   September 3, 2015 11:11

From September 2nd-6th, Riversdale District is hosting the first YXEeats food and drink festival. Proudly presented by the Commercial Group, YXEeats is a new festival to Saskatoon where you can try all the unique cuisine that the Riversdale District has to offer featuring set price menus and daily deals.

 

You can find some of your local favourite's like Collective Coffee, Leyda's, The Hollows, the Odd Couple and more!  Check out the rest of participating restaurants here.

 

Make sure you head out to the  PotashCorp Firework Festival this Friday and Saturday at the Friendship Park and the Amphitheatre at River Landing.  It is forecasted to be a chilly weekend so make sure you have plenty of blankets, friends and family around you to keep you warm,

 

 Photo Credit: Trip Advisor

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6 Steps In Purchasing A New Home with Deb Murdoch

posted by My Saskatoon    |   August 21, 2015 09:42

Deb  Murdoch of TMG the Mortgage Group says that buying a new home can be very stressful if you don't know the correct steps to a successful purchase. Since Fall is one of the busiest seasons for home buyers and sellers, Deb wants you to know the six steps to buying a home stress free and make the process a little easier with her help.

Step 1: Get pre-approved: It allows you to determine the amount you can qualify for your new home.

Step 2: Start Searching: Using a realtor, word of mouth or checking sites is very useful. Take a drive around the neighbourhoods that interest you and look for "for sale" signs because they may not be listed with a realtor.

Step 3: Make an offer to purchase: After finding the home you want to buy, making an offer of purchase to the seller allows the legal document to be outlined with details that you need to ensure a proper agreement. 

Step 4: Finalize your financing: Once your offer to purchase is accepted, your mortgage broker turns your pre-approval into a live deal. 

Step 5: Closing day: This is the day your receive legal possession of your new home.  You take steps with your lawyer for the payment process and to complete the deal.

Step 6: Moving: The most exciting time of the whole process is moving. Either moving yourself or hiring a moving company, the process can be stressful in an exciting time.

With Deb Murdoch having access to great rates in all of these categories, make your experience a happy one! 

These steps are only an overview of what you need to look for when purchasing a new home. For more details on each of these steps, check our Deb Murdoch's Feature Business Article here or visit her website at debmurdoch.com

 

The My Saskatoon Team

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Victory Safety & Training Has Your Courses

posted by My Saskatoon    |   July 20, 2015 09:29

 Victory Safety & Training is your local provider for training in all areas of the work force. Here is what they have to say about their new specialized courses they have to offer.....

"Welcome to Victory Safety and Training a business established on integrity, honesty, quality instruction and excellent customer service. Victory Safety and Training has been established as one of the top training providers in the province and offers the highest quality courses in the industry through training partnerships with the most highly recognized names in the industry. We now specialize in courses that traditionally haven't been offered in Saskatchewan such as Global Ground Disturbance, H2S Alive and many OSSA  (Oil Sands Safety Association) certified courses through our friends at Fusion Safety Services. They also provide OSSA Fall Protection, OSSA Confined Space Entry and monitor, OSSA Orientation and coming soon is their OSSA Aerial work platform. Furthermore,  Victory Safety still offers the same trusted courses our company was founded  on such as WHMIS, TDG, confined space rescue and First aid and CPR through another well established training partnership with the Canadian Red Cross. The industry is continually evolving and we at Victory are sure to keep on top of it by keeping an eye out for changing requirements and new services required. So whether you need in-class training, online training or services such as workplace drug and alcohol screening look no further because at Victory we truly are your one stop safety shop aiming to make safety a bit easier for everybody. Hope to hear from YOU soon as it would be our privilege to serve you. So stay safe Saskatchewan from your friends at Victory Safety and Training where YOUR SAFETY IS OUR BUSINESS. Don't forget we are having a 20% off all in stock store items until July 31st!"

View the Victory Safety & Training Spotlight Profile

 

 

The My Saskatoon Team

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People you need to talk to in YXE prior to a home renovation!

posted by My Saskatoon    |   March 22, 2015 17:09

After spending the weekend at the HomeStyles Home Show in YXE we are ready to tackle some of our own renovations and home decor projects.  But before we start knocking down walls and ripping up the floors, there are a few local renovation experts and stores that should be on our "hit list". 

photo credit: Better Homes & Gardens 

Contractors & Trades

Let's be honest, some of us have the best intentions in the world when it comes to handling our own renovation projects, but truthfully we should be either consulting with or hiring the pros.  Here is a link to the General Contractors & Speciality Trades found on My Saskatoon.  If you are planning to do any kind of relocating of light switches, electrical outlets, or lighting, definitely call Saskatoon Electrical Services prior to the demolition - electrical is one thing you don't want to mess with on your own.  

Kitchen & Bathroom Renovations

Kitchen and bathroom renovations are never a cakewalk. While the deals at Ikea and Home Depot look tempting, it is always worth your time to consult with local companies who specialize in doing the very thing you are planning to attempt. These two rooms in your home can add the most return on your renovation investment; however, if they are done poorly, they can actually decrease the value of your home.  Here is a link to the Kitchen and Bathroom category found on My Saskatoon. Consider getting an estimate from a local company in Saskatoon!

Flooring Stores

There are so many local options when it comes to flooring. Here is a link to the Flooring category on My Saskatoon.  Working with any one of these local businesses to find the right flooring for your space is well worth your time.  If you're looking to sit down with a flooring specialist consider visiting Braid Flooring and Window Fashions.  Braid Flooring currently has some great pricing on selected flooring until April 20th!    

Home Decor Shops

For those of us who are looking to complete minor home improvement projects this spring, take a look at these local home decor companies in Saskatoon.  

Financial Planners & Mortgage Specialists

If you're looking to free up some monies in order to complete your renovation dreams, consider connecting with a knowledgable financial planner and/or a mortgage specialist.  These experts can help you get creative with your finances!

 

photo credit: Better Homes & Gardens

Working with local renovation and home decor businesses in YXE is always a good choice!

Happy Renovating Everyone!

2015 Home Styles Show in YXE this week!

posted by My Saskatoon    |   March 15, 2015 21:49

In anticipation for this year's Home Styles Show we've been posting articles having to do with home improvement and home decor to our Facebook page, Pinterest, and of course to our blog. Well we are happy to announce that the week we've been waiting for has finally arrived! The home show is scheduled to kick-off this coming Thursday, March 19th - 3pm at Prairieland Park, with over 400 booths! 

The Home Styles Show is "the big event" in Saskatoon that truly speaks to the hearts of the renovation, home improvement, DYI types. With guest speakers Damon Bennett and Kate Cambell at this year's show, it's easy to see how people will be inspired to tackle their home renovation or custom home build with confidence after attending one of their speaking sessions.  

Now for those of us who may not have a home renovation or building project in the works, don't worry, because the home show also caters to those of us who might be in the market for a new home or are looking for lifestyle products like cookware and hot tubs! 

Speaking of being in the market for a new home, last week we met with local mortgage broker, Deb Murdoch, to discuss the benefits of working with a mortgage broker when purchasing a home, finding capital to renovate your home, and securing a great interest rate - click here to read the interview. Deb Murdoch will be at the home show this week and can be found at the First Avenue Furnishing's booth. Be sure to stop-by the booth to speak with Deb about your mortgage. 

Other local business found on My Saskatoon that will be exhibitors in this year's home show include: 

We're looking forward to this year's home show and can't wait to see all the local businesses in attendance!

  

photo credit - Home Styles

 

2015 Home Styles Details 

Show Times

  • Thursday, March 19th - 3pm to 9pm
  • Friday, March 20th - 12noon to 9pm
  • Saturday, March 21st - 10am to 7pm
  • Sunday, March 22nd - 10am to 5pm
The Home Styles website suggests visiting the show on Thursday if you're hoping to get some one-on-one time with the exhibitors, as this day tends to be one of the slower days. Saturday has traditionally been the busiest day out of the four days. 
 

Admission Rates 

Tickets available at the door - but CASH ONLY!!

  • Adults $12.50
  • Seniors (65+) $10.00
  • Children (12 & Under) Free

Location

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